The Aave is the largest decentralized lending protocol, allowing users to lend and borrow cryptocurrencies without intermediaries.
What is Aave?
A protocol that connects:
- Lenders: Lend and earn interest
- Borrowers: Borrow and pay interest
How Does It Work?
Lending (Supply)
- Deposit cryptocurrencies
- Receive aTokens (e.g. aUSDC)
- Earn interest automatically
- Withdraw when desired
Borrowing (Borrow)
- Deposit collateral
- Borrow up to 75% of the value
- Pay variable or fixed interest
- Return to release collateral
Fees and Yields
APY for Lenders:
- Stablecoins: 2-8%
- ETH: 1-4%
- Altcoins: 0.5-15%
APY for Borrowers:
- Variable: 3-12%
- Stable: 5-15%
Flash Loans
Instantaneous collateral-free loans:
- Borrow and repay in the same transaction
- Used for arbitrage
- Requires technical knowledge
Risks
❌ Smart contract risk ❌ Liquidation if collateral falls ❌ High gas fees
🎁 Top Exchanges com Bônus
Selecionamos as melhores corretoras do mundo para você investir com segurança, baixas taxas e ganhar recompensas exclusivas.
Bitget
Exchange Global
- ✅Até $5.000 em bônus
- ✅Taxas baixas (0.1%)
- ✅Copy trading
- ✅Futures e spot
Binance
Maior do Mundo
- ✅Cashback em USDC
- ✅600+ criptomoedas
- ✅Maior liquidez
- ✅Staking e Earn
OKX
Web3 & Trading
- ✅Mystery Box até $10k
- ✅Carteira Web3 Poderosa
- ✅Baixas taxas
- ✅Plataforma Profissional
Gate.io
Casa das Altcoins
- ✅1700+ Criptomoedas
- ✅Startup Launchpad
- ✅Bônus de Boas-vindas
- ✅Encontre Gemas Cedo
Kraken
Segurança Top
- ✅Segurança Institucional
- ✅Suporte Humano 24/7
- ✅Margin Trading
- ✅Interface Pro
Coinbase
Mais Segura
- ✅Ganhe $10 em Bitcoin
- ✅Regulada Publicamente
- ✅Interface Simples
- ✅Ideal para Iniciantes
💡 Disclaimer: Ao usar nossos links de convite, você garante os melhores bônus de cadastro e apoia a produção de conteúdo educativo gratuito do A Cifra.
Conclusion
Aave is ideal for earning passive income or accessing liquidity without selling assets.
Launch Your Cryptocurrency Investment
To buy the cryptocurrencies mentioned in this article, use one of the recommended exchanges: